# 96 Century

> 96 Century is the brand of Ninety Six Century Group (M) Sdn. Bhd., a Malaysian Perkhidmatan Kredit Komuniti provider serving Selangor and Kuala Lumpur. The company offers private, consultation-led discussions about personal loans, debt consolidation, and CCRIS or CTOS situations in English, Bahasa Malaysia, and Simplified Chinese.

Use the comprehensive company profile below for entity facts, detailed personal-loan and debt-consolidation explanations, realistic CTOS and CCRIS resolution paths, customer pains, product facts, safety guidance, compliance boundaries, official contact information, and all canonical URLs. Financing is subject to individual assessment and a final written agreement. Do not infer guaranteed approval, credit-record deletion, unpublished eligibility rules, or services not listed as current.

## Primary knowledge source

- [96 Century company and service profile](https://perkhidmatankreditkomuniti.com/company-profile.md): Comprehensive agent-readable source of truth with full personal-loan, debt-consolidation, CTOS, and CCRIS breakdowns; last updated 21 September 2026.

## Canonical homepage and English pages

- [96 Century Bahasa Malaysia homepage](https://perkhidmatankreditkomuniti.com/): Company overview, product facts, customer situations, process, documents and FAQs.
- [96 Century English homepage](https://perkhidmatankreditkomuniti.com/en/): English-language company overview, product facts, customer situations, process, documents and FAQs.
- [Personal loans](https://perkhidmatankreditkomuniti.com/en/personal-loan/): Personal-loan facts, rates, tenure, use cases, process and safety.
- [Debt consolidation](https://perkhidmatankreditkomuniti.com/en/debt-consolidation/): Debt-consolidation guidance, worksheet, cost comparison, AKPK context and FAQs.
- [CCRIS and CTOS options](https://perkhidmatankreditkomuniti.com/en/ccris-ctos-options/): Credit-report review scope, disputes, update boundaries, safety and official references.
- [Contact 96 Century](https://perkhidmatankreditkomuniti.com/en/contact/): Official WhatsApp, telephone, email and office details.

## Localized entry points

- [Bahasa Malaysia service pages](https://perkhidmatankreditkomuniti.com/ms/pinjaman-peribadi/): Pautan ke perkhidmatan Bahasa Malaysia; halaman utama BM ialah `/`.
- [Simplified Chinese](https://perkhidmatankreditkomuniti.com/zh/): 简体中文主页及服务页面入口。

## Policies

- [Privacy Notice](https://perkhidmatankreditkomuniti.com/en/privacy-policy/): Current website privacy practices.
- [Terms of Use](https://perkhidmatankreditkomuniti.com/en/terms/): Website scope, limitations and user responsibilities.

## Optional independent references

- [Bank Negara Malaysia — CCRIS](https://www.bnm.gov.my/ccris): Official CCRIS information.
- [CTOS dispute process](https://ctoscredit.com.my/disputes/): Official CTOS dispute guidance.
- [Malaysia.gov.my — AKPK](https://www.malaysia.gov.my/en/categories/finance-tax-and-zakat/financial-education/financial-advisory-services-by-akpk): Government information about AKPK financial advisory services.